Maine Home Loans
Your Maine mortgage broker. Started in 2004, still here.
From Portland to Presque Isle, I help Mainers buy and refinance homes. FHA, VA, USDA, conventional, jumbo, and self employed loans, all under one roof.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #1286953. Equal Housing Opportunity.
Can I get a home loan in Maine?
Yes. I am Travis Penny, a Maine mortgage broker licensed here since 2004, and I close FHA, VA, USDA, conventional, jumbo, and self employed loans across every county in the state. Because I am a broker, I shop your file across multiple lenders instead of forcing you into one bank's menu, so you get the program that actually fits.
Born and lending in Maine
Started in the mortgage business in 2004 and have been closing loans across every Maine county ever since. I know the lenders, the appraisers, and the quirks.
Every major loan type
FHA, VA, USDA, conventional, jumbo, and non QM. I'll match you to the right program, not the easiest one.
Real human, no call center
Direct access to your broker. No call centers. Same number from application to keys.
Why Maine buyers work with me
Buying in Maine is its own thing. Older housing stock, well and septic, oil tanks, mobile home parks, hunting camps, you name it. I started in the business in 2004, and I know what underwriters will trip on before you ever write the offer. That alone saves deals.
Programs I close every week
- Maine FHA loans for first time buyers and lower down payment scenarios
- Maine VA loans for veterans and active duty (zero down)
- Maine USDA loans for rural areas (a lot of Maine qualifies)
- Conventional and jumbo for move up buyers and higher price points
- Self employed loans with bank statement and 1099 options
Tools while you shop
Run the numbers with the Maine mortgage calculator or check today's Maine mortgage rates. Then let's talk through what actually fits.
Cities I lend in across Maine
Local pages with real loan limits, neighborhood notes, and price ranges:
Don't see your town? I cover every Maine county. Just call.
Thinking about a move south?
A lot of my Maine clients eventually look at Florida. If that's you, I lend in both states, so I can map the whole transition. Read my Maine to Florida relocation guide, or compare costs side-by-side at Maine Florida Collective.
Buying in Old Orchard Beach?
OOB is its own market with its own rules — flood zones, seasonal rentals, condo conversions. My deep-dive town guide lives at oobhomes.com with neighborhood maps, comps, and short-term rental rules.
Quick checklist
- Government and conventional programs
- Self employed friendly
- First time buyer education
- Refinance and cash out
- Down payment assistance options
Keep exploring
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.