Maine Home Loans
Your Maine mortgage broker. Started in 2004, still here.
From Portland to Presque Isle, I help Mainers buy and refinance homes. FHA, VA, USDA, conventional, jumbo, and self employed loans, all under one roof.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #23007. Equal Housing Opportunity.
Born and lending in Maine
Started in the mortgage business in 2004 and have been closing loans across every Maine county ever since. I know the lenders, the appraisers, and the quirks.
Every major loan type
FHA, VA, USDA, conventional, jumbo, and non QM. I'll match you to the right program, not the easiest one.
Real human, no call center
You text me, you get me. Same number from application to keys.
Why Maine buyers work with me
Buying in Maine is its own thing. Older housing stock, well and septic, oil tanks, mobile home parks, hunting camps, you name it. I started in the business in 2004, and I know what underwriters will trip on before you ever write the offer. That alone saves deals.
Programs I close every week
- Maine FHA loans for first time buyers and lower down payment scenarios
- Maine VA loans for veterans and active duty (zero down)
- Maine USDA loans for rural areas (a lot of Maine qualifies)
- Conventional and jumbo for move up buyers and higher price points
- Self employed loans with bank statement and 1099 options
Tools while you shop
Run the numbers with the Maine mortgage calculator or check today's Maine mortgage rates. Then let's talk through what actually fits.
Thinking about a move south?
A lot of my Maine clients eventually look at Florida. If that's you, I lend in both states, so I can map the whole transition. Read my Maine to Florida relocation guide.
Quick checklist
- Government and conventional programs
- Self employed friendly
- First time buyer education
- Refinance and cash out
- Down payment assistance options
Keep exploring
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.