What we will cover

How lenders look at student loans, including deferred and income driven payments
How shift differentials, overtime, moonlighting, and contract or 1099 income are documented
The loan programs built for healthcare professionals, and how they compare with conventional, FHA, and VA loans
What a realistic monthly budget looks like, including property taxes, homeowners insurance, and HOA dues
The steps from preapproval to closing, and how long each one takes
Timing a purchase around a residency match, a new contract, or a relocation between Maine and Florida

Who is this session for?

Registered nurses, nurse practitioners, physician assistants, residents, fellows, attending physicians, dentists, and other healthcare professionals buying in Maine or Florida.

Phone or Zoom, your choice

Tell me which you prefer and two or three times that work around your shifts. I will confirm by email or text.

Request your free session

This form comes straight to my email, or you can call or text me at (207) 615-7770.

NameEmailPhoneRole

Where are you?

Loan type

Short message (optional)

I agree that Travis Penny (NMLS 1649161) | Vision Mortgage may contact me at the phone number I entered above, with marketing and informational calls and text messages about my mortgage inquiry, including telephone solicitations by live call, text message, automated dialing technology, and prerecorded or artificial (AI) voice. Agreeing is not a condition of getting a loan or of purchasing any property, goods, or services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time, or tell us by phone or email. I confirm I am 18 or older and the account holder or regular user of this number.

How did you find me?

This form is an inquiry only. It is not a loan application and does not start any disclosure clock under federal or state law.

Email to request a session Text to request a session

Travis@travis.mortgage | Call or text (207) 615-7770

Learn more first

If you would rather read before we talk, start with the nurse and healthcare professional guide or the physician loan guide.

For hospitals and residency programs

I also offer a free 45 minute group session on Zoom for orientation, a lunch hour, or a didactic slot. Email Travis@travis.mortgage to arrange one.

Get a call back

NamePhoneEmailLoan typeState the property is in

I agree that Travis Penny (NMLS 1649161) | Vision Mortgage may contact me at the phone number I entered above, with marketing and informational calls and text messages about my mortgage inquiry, including telephone solicitations by live call, text message, automated dialing technology, and prerecorded or artificial (AI) voice. Agreeing is not a condition of getting a loan or of purchasing any property, goods, or services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time, or tell us by phone or email. I confirm I am 18 or older and the account holder or regular user of this number.