Florida Bridge Loans
Bridge loans for when the dates just won't line up.
You found the Florida house. You haven't sold the other one yet. A bridge loan lets you close now and sell later, without losing the deal.
Close on the new place
Don't lose your dream Florida home because the timing's tight.
Tap your existing equity
Use equity in your current home as part of the bridge.
Refinance out
Once the old home sells, refinance the bridge into a permanent loan.
When bridge loans actually make sense
You're certain the old home will sell. The Florida deal won't wait. The interim cost of carrying both is less painful than losing the new house. That's the sweet spot.
When they don't
If your old home has issues that might delay the sale, or your DTI can't comfortably carry both payments for a few months, we look at other options first.
The relocation use case
This is the classic Maine to Florida move scenario. Read the full relocation playbook here.
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