We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, familial status, handicap, or because all or part of an applicant's income comes from a public assistance program.
All loans are subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This site is not a commitment to lend or an offer to enter into an interest rate lock agreement. Information on this site is for general educational purposes only.
DSCR investor loans on this site are business purpose loans, made for non owner occupied residential investment property with 1 to 9 units. Funds may not be used for personal, family, or household purposes. Business purpose loans are not subject to certain consumer protection laws that govern owner occupied mortgages, including the Truth in Lending Act and the Real Estate Settlement Procedures Act. Some states require DSCR loans to be closed in the name of a limited liability company (LLC). State availability varies. See our Licensing page for current details.
Travis Penny is a mortgage broker, not a lender. Loans are arranged through Vision Mortgage, LLC.
