Portland, Maine
Portland mortgage broker for buyers who want a real human.
Portland is the busiest housing market in Maine. Multiple offer situations are still common in the better neighborhoods, and a lot of the housing stock is older than your grandparents.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #1286953. Equal Housing Opportunity.
Closing in Portland since 2004
I have written loans across Cumberland County long enough to know which lenders fit which streets.
Every major program
FHA, Conventional, VA, Jumbo, Self employed bank statement.
What it actually costs
Median single family hovers around 600,000 in 2026.
What Portland buyers run into
Most of Portland is dense urban infill. Expect knob and tube wiring questions, lead paint disclosures on anything built before 1978, and oil tanks tucked in basements. Underwriters will care. I know which lenders shrug and which ones throw a fit.
Loan limits and programs
Cumberland County FHA loan limit for 2026 is at the standard one unit cap. I will quote the exact figure on your call.
Neighborhoods I work in
West End, East End, Munjoy Hill, Deering, North Deering, Rosemont.
Tools while you shop
Run the numbers with the Maine mortgage calculator or check today's Maine mortgage rates.
Quick checklist
- FHA
- Conventional
- VA
- Jumbo
- Self employed bank statement
Keep exploring
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.