Maine Mortgage Case Studies
Real loans I've closed for Maine borrowers, with names left out. Each one shows what stood in the way, what I did about it, and how long the file took to close. I'm Travis Penny, an independent mortgage broker with Vision Mortgage. I started in 2004 and I'm still here.
VA construction
Maine VA One Time Close on Family Land
A veteran household built on land already in the family. The deed had to be put in order, the builder approved and the project reviewed. Closed within 40 business days.
Read the case studyNon-QM
Maine Non-QM Second Home
About 15 months of 1099 income and a second home purchase while keeping the primary. Conventional said no. Non-QM said yes. Closed in 22 business days in September 2026.
Read the case studyTimelines are from those specific files and are not a guarantee.
Talk to Travis
Have a file that needs a straight answer? Call or text 207-615-7770, or send me a message. Tell me what you're trying to buy or build and what's in the way.
Travis Penny, NMLS #1649161 | Vision Mortgage, LLC, NMLS #1286953. Licensed in Maine and Florida. Subject to credit approval, income, property, and program guidelines. Not all applicants qualify. Programs and guidelines can change. Equal Housing Opportunity.