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Florida VA Loan

Florida VA loans, the strongest tool you've got.

Zero down, no monthly mortgage insurance, and great rates. Florida has a huge veteran population and sellers are used to clean VA offers.

All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #23007. Equal Housing Opportunity.

Zero down

Buy with $0 down up to county loan limits and beyond when structured right.

No monthly MI

Big payment savings versus FHA or low down conventional.

Reusable

Used your benefit before? We can usually use it again.

Why VA pairs well with Florida

Florida sellers see VA offers all the time, especially in markets like Jacksonville, Pensacola, and Tampa. Combined with the no monthly MI advantage, it's almost always the strongest tool for an eligible buyer.

Funding fee notes

One time funding fee, usually rolled into the loan. Disabled veterans are typically exempt. We'll show you the real numbers so nothing's a surprise at closing.

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