Augusta, Maine
Augusta mortgage broker for buyers who want a real human.
Augusta is the state capital and a stable, affordable market for first time buyers and state employees.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #1286953. Equal Housing Opportunity.
Closing in Augusta since 2004
I have written loans across Kennebec County long enough to know which lenders fit which streets.
Every major program
FHA, USDA, VA, Conventional, First time buyer programs.
What it actually costs
Most homes between 200,000 and 350,000.
What Augusta buyers run into
Lots of mid century homes east and west of the river. USDA eligible areas start just outside the city in places like Manchester and Sidney.
Loan limits and programs
Kennebec County FHA limit.
Tools while you shop
Run the numbers with the Maine mortgage calculator or check today's Maine mortgage rates.
Quick checklist
- FHA
- USDA
- VA
- Conventional
- First time buyer programs
Keep exploring
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.