Naples, Florida
Naples mortgage broker. Maine to Florida transitions a specialty.
Naples is the polished end of southwest Florida. Gated communities, golf, and a beach that does not quit. Lots of cash buyers, lots of jumbo financing.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #1286953. Equal Housing Opportunity.
Local in Naples
Closing across Collier County with the lender list that handles Florida insurance, HOAs, and condo questions cleanly.
Programs that actually work here
Jumbo, Conventional, Asset depletion, DSCR for investors, Bridge for Maine to Florida buyers.
Real price ranges
Single family typically 700,000 to 4,000,000 plus.
What Naples buyers need to know
Country club communities have transfer fees, capital contributions, and bond debt that never show up on Zillow. I will read the docs before you waste a week in escrow.
Insurance is the swing factor
Wind, flood, and rising HOA insurance line items dominate the monthly payment. Always quote the full PITIA, not a lender teaser.
Communities I work in
Park Shore, Pelican Bay, Old Naples, Pelican Marsh, Vineyards, Naples Park, Aqualane Shores.
Tools while you shop
Run the numbers with the Florida mortgage calculator or check today's Florida mortgage rates. Coming from up north? Read the Maine to Florida relocation guide.
Quick checklist
- Jumbo
- Conventional
- Asset depletion
- DSCR for investors
- Bridge for Maine to Florida buyers
Keep exploring
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.