Can a first time investor get a DSCR loan?

Yes, on some programs. I will match you before you spend money on an appraisal.

Can I get a DSCR loan with no experience?

Sometimes. Experience rules vary. Be honest about your history.

No for the borrower on these programs.

No. DSCR loans I arrange are for investment and rental property only.

12.4 business day average to clear to close

By Travis Penny, mortgage broker · Last reviewed October 15, 2026

Last updated October 15, 2026

First time investor programs exist. Larger buildings may still want experience. I match before you pay for an appraisal.

You do not need a real estate license to be the borrower on these DSCR programs.

Can a first time investor get a DSCR loan?: Yes, on some programs. I will match you before you spend money on an appraisal.
Can I get a DSCR loan with no experience?: Sometimes. Experience rules vary. Be honest about your history.
Do I need a real estate license?: No for the borrower on these programs.
Can I live in the property?: No. DSCR loans I arrange are for investment and rental property only.

Does the rent cover the payment?

Enter the rent and the full monthly payment to see the DSCR on a property before you make an offer.