Lewiston, Maine
Lewiston mortgage broker for buyers who want a real human.
Buying or refinancing in Lewiston? Same Maine broker, every major loan program, direct phone number from application to keys.
All loans subject to credit and underwriting approval. Not all applicants will qualify. Rates, terms, and program availability are subject to change without notice. This page is for general education and is not an offer to lend or a commitment to make a loan. Travis Penny, NMLS ID #1649161, is a mortgage loan originator with Vision Mortgage, LLC, NMLS #1286953. Equal Housing Opportunity.
Maine broker since 2004
Closing loans across Androscoggin County and the rest of Maine for two decades. Real local underwriting know-how, no call centers.
Every major program
FHA, VA, USDA, conventional, jumbo, and self employed bank statement loans. Matched to your file, not the easiest one.
One person, start to finish
You talk to Travis from pre approval through closing. No handoffs to a processor in another time zone.
Loan programs available in Lewiston
- FHA — 3.5% down, flexible credit, common first time buyer choice.
- VA — zero down for eligible service members and veterans, no monthly MI.
- USDA — zero down on eligible rural addresses (most of Maine outside the city cores qualifies).
- Conventional — 3% to 20%+ down, primary, second home, or investment.
- Jumbo — for loan amounts above the county conforming limit.
- Self employed — bank statement and 1099 programs that don't punish you for tax write offs.
How to start
The fastest first step is a five-minute scenario call. Bring your target purchase price, your down payment plan, and any credit concerns. I'll quote a realistic rate, payment, and cash-to-close range on the spot.
Want a real human to walk you through this?
I'll lay out your options in plain English. No pressure, no scripts.